Built by Investors. Backed by Capital. Ready to Lend.
If you have the project, we have the product.
Built by Investors. Backed by Capital. Ready to Lend.
If you have the project, we have the product.
Smart Capital for Serious Investors
Whether you're flipping your first property or scaling a multifamily portfolio, we provide tailored financing solutions designed for today's real estate investor. Backed by the expertise of BlackRidge Capital, we understand what it takes to fund and grow real estate deals—fast and efficiently.
LOAN PRODUCTS
Which Loan Best Fits You?
Fix & Flip Loans
Fast funding for purchase and rehab projects. Close in as little as 5 days.
Bridge Loans
Short-term capital to help you secure deals, refinance, or reposition properties.
DSCR Loans
Long-term rental property financing with no income verification. Ideal for buy & hold.
Ground-Up Construction Loans
From dirt to doors — finance your next development with expert guidance.
Value Add Loan/Mixed Use
Funding for 5+ unit properties with flexible terms for investors and syndicators.
Discover the BlackRidge Lending Edge
We’re more than lenders — we’re real estate investors, operators, and capital strategists. Backed by the experience of BlackRidge Capital, we’ve financed and structured deals across fix and flips, multifamily assets, and ground-up development. After years of navigating the red tape of traditional financing, we built a lending platform tailored to what investors actually need: speed, flexibility, and smart capital.
Fast
We know timing is everything. That’s why we offer streamlined approvals, fast term sheets, and closings in as little as 5 days — so you can secure deals before the competition does.
Focused
Investor loans aren’t a side offering — they’re all we do. From DSCR to bridge financing, our team brings deep knowledge of investor strategies, exit plans, and real-world scenarios.
Flexible
Our in-house team structures each deal around your goals. Whether you're flipping a single-family home or building a multifamily project from the ground up, we offer solutions that adapt — not restrict.
LENDING NATIONWIDE
Alabama . Arkansas . Colorado . Connecticut . Delaware . Florida . Georgia . Hawaii . Illinois . Indiana . Iowa . Kansas . Kentucky . Louisiana . Maine . Maryland . Massachusetts . Michigan
Minnesota . Mississippi . Missouri . Montana . Nebraska . Nevada . New Hampshire . New Jersey . New Mexico . New York . North Carolina . Ohio . Oklahoma . Oregon . Pennsylvania
Rhode Island . South Carolina . Tennessee . Texas . Utah . Vermont . Virginia . Washington . West Virginia . Wisconsin . Wyoming
Frequently Asked Questions
How fast can I get approved for a loan?
We provide pre-approval within 24 hours and can close bridge and fix & flip loans in as little as 7–10 days.
Do you require tax returns or W2s?
No. Most of our loans are asset-based, so we do not require tax returns or W2s. We focus on the property’s value and cash flow.
What’s the minimum credit score needed?
We require a minimum FICO score of 660 for most of our loan products.
Can I get 100% financing for renovations or construction?
Yes. For qualified projects, we offer up to 100% of rehab or construction costs, and up to 75% of purchase or land value.
Do you lend to LLCs or business entities?
Yes. We lend to LLCs, corporations, and individual investors, making it easy to structure deals professionally.
Recent Transactions
Start Your Loan Application
Tell us about your project and a little about yourself — we’ll show you how we can help.
Have questions? Call us at (201) 431-7137.
Want to explore your options first? Learn more about our Loan Programs.
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