LOAN PRODUCTS
DSCR Loans
BRC Lending is here to support both new and experienced real estate investors with long-term DSCR rental financing.
We understand that stable cash flow is key to scaling your rental portfolio. That’s why we offer fast underwriting, flexible terms, and pre-approval letters within 24 hours—with no income verification or tax returns required.
With our asset-based lending model and investor-first approach, we treat every DSCR loan like it’s our own—strategic, streamlined, and built for long-term success.
Key Highlights of Our DSCR Loans Program Include:
DSCR as Low as 1.0x
Based on property cash flow—no income docs required.
Up to 80% Loan-to-Value (LTV)
Maximize leverage with competitive terms.
30-Year Fixed, ARM, or Interest-Only Options
Flexible terms to meet your investment strategy.
Fast Closings
Funding available in as fast as 7–10 days.
No Tax Returns or W2s Needed
Asset-based underwriting focused on rental performance.
Loan Amounts from $75K to $2 Million
Ideal for single rental properties or small portfolios.
Minimum FICO: 660
Accessible to a wide range of real estate investors.
Bridge Loans
Partnering with a lender that has discretionary capital and in-house decision-making means faster approvals, smoother closings, and smarter solutions. BRC Lending is that partner—delivering the funding, flexibility, and speed you need to capitalize on time-sensitive opportunities through our DSCR Loan Program.
To apply, enter your details below and we’ll be in touch right away.
Have questions? Call us anytime at (201) 431-7137 — we’re here to help.
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