LOAN PRODUCTS

Value Add Loan/Mixed Use Loans

BRC Lending is here to support real estate investors looking to reposition or enhance underperforming or mixed-use properties.

We know that value-add and mixed-use deals often require creativity, speed, and flexible capital. That’s why we offer quick underwriting, tailored loan structures, and pre-approval within 24 hours—designed to help you unlock potential and boost returns.

With our hands-on approach and deep understanding of transitional assets, we treat every value-add loan like it’s our own—strategic, adaptable, and focused on maximizing upside.

Key Highlights of Our Value Add Loan/Mixed Use Loans Program Include:

Mixed-Use Eligible (Residential + Commercial)

Flexible structure, including interest reserve options.

Up to 75% Loan-to-Cost (LTC)

Finance both acquisition and renovation in one loan.

Flexible Terms: 12–24 Months

Designed to match your renovation or lease-up timeline.

Fast Closings

Funding available in as fast as 7–10 days.

Minimum FICO 660 | Full Recourse

Straightforward qualification with investor accountability.

Loan Amounts from $250K to $3 Million

Ideal for repositioning underperforming or mixed-use assets.

Bridge Loans

Partnering with a lender that has discretionary capital and in-house decision-making means faster approvals, smoother closings, and smarter solutions. BRC Lending is that partner—delivering the funding, flexibility, and speed you need to capitalize on time-sensitive opportunities through our Value Add Loan/Mixed Use Loans Program.

To apply, enter your details below and we’ll be in touch right away.

Have questions? Call us anytime at (201) 431-7137 — we’re here to help.

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