LOAN PRODUCTS
Ground-Up Construction Loans
BRC Lending is here to support both new and experienced real estate investors with ground-up construction financing.
We understand the complexity and timing required to bring a project from raw land to a finished build. That’s why we offer fast deal reviews, flexible draw structures, and pre-approval letters within 24 hours—so you can stay on schedule and on budget.
With our experience in real estate development and investor-focused lending model, we treat every ground-up project like it’s our own—structured, responsive, and built to complete.
Key Highlights of Our Ground-Up Construction Loans Program Include:
Max 85% of Total Project Cost
Flexible structure, including interest reserve options.
Up to 75% Land Value + 100% Construction
Finance both the land and full build cost.
Terms from 12–24 Months
Built to match typical construction timelines.
Fast Closings
Funding available in as fast as 7–10 days.
Full Recourse Loan
Clear terms with accountability from start to finish.
Loan Amounts from $50K to $3 Million
Designed for new residential construction (1–4 units).
Minimum FICO: 660
Straightforward qualification for experienced or emerging builders.
Bridge Loans
Partnering with a lender that has discretionary capital and in-house decision-making means faster approvals, smoother closings, and smarter solutions. BRC Lending is that partner—delivering the funding, flexibility, and speed you need to capitalize on time-sensitive opportunities through our Ground-Up Construction Loans Program.
To apply, enter your details below and we’ll be in touch right away.
Have questions? Call us anytime at (201) 431-7137 — we’re here to help.
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